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All agents are NOT alike! Find out what makes us top real estate experts. Call us: 856-321-1212.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Special Offers From Us To You! Just for you, we've assembled some Special Offers. Choose one or all! The David Burns Team specialises in Cherry Hill Real Estate, Haddonfield Real Estate and Voorhees Real Estate   
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
What trendy and highly unusual hotel must be totally rebuilt every year?
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| A |
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter. |
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The David Burns Real Estate Group
Keller Williams Realty
1814 East Rt 70, Suite 200
Cherry Hill, NJ 08003
Direct: 856-685-1605
Office: 856-321-1212
Fax: 856-321-1414
davidburns@NUMBER1EXPERT.com
Keller Williams: DavidBurns@KW.com
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